Olunye usizo emabhizinisini akhahlanyezwe yizibhelu. USLINDILE KHANYILE uyabika

UMNYANGO wezoHwebo, iziMboni nokuNcintisana usuhlanganise usizo olunhlobonhlobo lokulekelela osomabhizinisi abathinteke ngenxa yezibhelu ezihlasele KwaZulu-Natali nakwezinye izindawo zaseGauteng ngenyanga edlule.

Ngemuva kokuqokwa kukaMnu u-Unathi Kamlana ngo-Ephreli waba wukhomishana weFinancial Sector Conduct Authority (iFSCA) noNks u-Astrid Ludin njengelinye lamaphini kakhomishana, uNgqongqoshe wezeziMali uMnu u-Enoch Godongwana useqoke uNks uFarzana Badat noNks uKatherine Gibson njengamaphini kakhomishana. Lezi zikhundla ngezeminyaka emihlanu. UNks uBadat usebenza eSwitzerland, lapho ewumeluleki omkhulu wenqubo kwi-International Association for Insurance Supervisors. UNks uGibson ubeyilungu leTransitional Management Committee eFSCA kanti uke wasebenza emNyangweni wezeziMali.

UZinhle Madela wumculi we-Afro-pop, isishoshovu samasiko esiNtu nomphathi wenkampani yobuciko iHeArt Prints

Usemncane wawuphiwa imali?

Ngangiyithola impela kanti yileyo ndlela engaba nabangani abaningi ngayo. Umama wayewumhlengikazi kanti uR2 enganginikwa wona ngisesesikoleni samabanga aphansi wawuyimali enkulu. Ngangikwazi ukuthenga izinto ezimbili ngesikhathi sekhefu, ngiphinde ngithenge futhi uma sekuphume isikole. Isiqeda, ama-chips, isixavathi, imvuthu, iyobo, i-ice block nokunye okuningi. Konke kwakubiza u-50c ngaleso sikhathi.

Usungule isikole esifundisa ngokumodela ofuna ukukhuthaza abantu ukuthi bathande imizimba yabo. Uxoxe noZIMBILI MAZIBUKO

ABAFUNDI abaningi abasezikhungweni zemfundo ephakeme bahlale bematasa nezifundo zabo futhi balungiselela nezivivinyo. Kodwa kukhona umfundi ohlukile kontanga yakhe. Usheba izifundo nokukhulisa ibhizinisi, okuyisikole esifundisa ukumodela.

Inzuzo yeNedbank inyuke ngo-148% yafinyelela kuR5.3 billion ngesigamu sokuqala konyaka esiphele ngoJuni 30 uma iqhathanisa nohhafu wokuqala wango-2020. Nokho ithe le nzuzo ingaphansi ngo-24% uma kuqhathaniswa nesigamu sokuqala sango-2019. Leli bhange lithe kuselukhuni ukuqagula ukuthi kuzokwenzakalani emnothweni kodwa lithe selilindele ukuthi umnotho wezwe ukhule ngo-4.2% esikhundleni sika-5% ngenxa yokucekela phansi impahla nokutapa ngenyanga edlule nokuvalwa kwezwe ngokwesigaba sesine ngenxa yeCOVID-19

I-SA Corporate Real Estate ithe umonakalo owenzekile ezakhiweni zayo ngenxa yezibhelu zangenyanga edlule ulinganiselwa kuR558.2million uma kuhlanganiswa nemali ebalahlekele ngoba ingangenanga. Ithe umshwalense enawo kwiSasria uzokwazi ukuzikhokhela zonke lezi zindleko ezilingana no-3.1% wenani layo yonke impahla abanayo. Bathe ngaphandle kwaseValue Centre eSpringfield, eThekwini, lapho umonakalo waba mkhulu khona, zonke ezinye izindawo sezivuliwe. Ezinye zizovulwa ngokuphelele ngo-Okthoba nonyaka. Ukulungiswa kweValue Centre eSpringfield, eThekwini, kulindeleke ukuthi kuphothulwe ngo-Okthoba 2022.

UXolile ‘uZion’ Vilakazi wumbhali nomhayi wezinkondlo zesiZulu nomnikazi wenkampani yezobuciko Usiba Media. Useke wahaya izinkondlo zakhe eNingizimu Afrika naseSwatini. Unencwadi ethi Intaba YaseSiyoni Yokuqala

Usemncane wawuphiwa imali?

Yebo. Ngangiphiwa imali ngoba ngangingakuthandi ukudla. Umama wayengipha uR5 noma uR2 uma ngiqeda ukudla. Ubaba wayevame ukungipha imali eningi, ikakhulukazi ngenkathi sengenza uGrade 7. Wayenginika imali ethi ayibe la kuR1 000. Ngiyakhumbula nje ukuthi ngelinye ilanga umama wanginika imali ngaqala ngayo ibhizinisi, ngithengisa ugwayi, ngaphinde ngenza imali ngokulanda izingane enkulisa, abazali balezo zingane babengikhokhela uR5 (ngesonto).

Abantu kumele bangacabangeli inamhlanje kuphela uma sebeya empeshenini ngoba kulula ukuthi imali isheshe iphele. USLINDILE KHANYILE uyabika

ABANTU abaningi abasuke sebethatha umhlalaphansi eNingizimu Afrika bakhetha uhlobo lwempesheni oluthembele kakhulu ekutheni kwenzakalani ezimakethe zemali ngoba basuke becabangela imanje kunokubheka okuzobasiza ngomuso futhi kuqinisekise ukuthi banempesheni ezobanakekela impilo yabo yonke.

Ngemva kwezibhelu zokutapa nokucekela impahla phansi, iFNB iqale ukuletha ama-ATM namagatsha angomahambanendlwana KwaZulu-Natali naseGauteng. Iqale eDalton naseHarding eKZN kanti amanye azoyiswa eVosloorus, eSebokeng, eDiepkloof nase-Orange Farm eGauteng. UNksz uLee-Anne van Zyl, isikhulu esiphezulu seFNB Points of Presence, sithe: “Izinhlelo zethu eziphuthumayo bezibheke kuma-ATM ukusiza imiphakathi nabahola isibonelelo seSASSA kanti sizovula namagatsha angomahambanendlwana maduze. Sisebenzisana namanye amabhange, sizoqinisekisa ukuthi amakhasimende asebenzisa ama-ATM ethu awakhokhi inhlawulo yeSaswitch. Sikholwa wukuthi le mizamo izosiza imiphakathi ngenkathi siqhubeka nokuvuselela ingqalasizinda ecekelwe phansi.”

Ukhuliswe yinto engathathwa njengemqoka ekuphatheni amabhizinisi olawula enye yezinkampani zabesifazane ezinkulu eNingizimu Afrika. Uxoxe noSLINDILE KHANYILE

ISELULEKO asinikwa wuthisha wasenyuvesi esamkhuthaza ukuthi angazishintshi into ayiyona okungukuba wumuntu olungile futhi ozothile yisona asisebenzisa ukuthi akhule emkhakheni wokwelapha abantu ngomphefumulo nangengqondo, i-psychology.

Uvala igebe embonini yezimali ogxile enkampanini elekelela osomabhizinisi abaphila ngamathenda kahulumeni ukuthi bangawi. Uxoxe noSLINDILE KHANYILE

KWAKUMKHATHAZA ukuzwa inzalo emba eqolo abantu abayikhokhiswa ngomashonisa. Okunye obekumphatha kabi wukuwa kwamabhizinisi abantu abamnyama abathembele kakhulu ekutholeni umsebenzi kuhulumeni ngenxa yokungakhokhelwa ngesikhathi noma ngenxa yokuthi uma sebekhokhelwe imali eningi igcina iphelele komashonisa.

Kunezigidi zokuvuselela umnotho kodwa umphakathi kumele ukuqonde ukuthi ukucekelwa phansi kwengqalasizinda kwenza izwe ligidagide ndawonye. USLINDILE KHANYILE uyabika

UHULUMENI uzohlinzeka ngoR38.5 billion amabhizinisi nezakhamuzi ngezindlela ezihlukene ngenxa yezibhelu zokutapa ezibheduke KwaZulu-Natali nakwezinye izindawo zeGauteng emasontweni amathathu edlule.

OSOMABHIZINISI bawuncomile uMasipala waseThekwini ngesinyathelo sawo esinqala sokusiza amabhizinisi acekeleke phansi ngezibhelu. Izolo (ngoLwesine) iMeya uMnu uMxolisi Kaunda ihlangane nezikhulu eziphezulu zezinkampani ukuziqinisekisa ukuthi umKhandlu uzibophezele ekuvikeleni amabhizinisi abo. Ethula izinhlelo zeTheku, uKaunda uthe umKhandlu uzobuyekeza isabelomali sango-2021/22 ukuze sibeke eqhulwini uhlelo lokuvuselela umnotho. UmKhandlu uzophuthumisa uhlelo lwezicelo zokwakha ukulekelela amabhizinisi adinga ukuvuselelwa.

Inkolelo yokuthi abantu kufanele badle zikhathi zonke futhi badle okuhambisana nesikhathi esithile kwenze wasungula ibhizinisi lokudla. Uxoxe noTEBOGO MOKWENA

“NSUKU ZONKE abantu kumele badle, kungaba yisekuseni, yisemini noma ebusuku. Zonke izinsuku nangazo zonke izimpelasonto, umuntu egubha into ethile kungaba wusuku lokuzalwa noma okuthile akuzuzile, konke lokho kudinga ukudla, ikhekhe nesiphuzo esizohambisana nakho.”

Ungoti uthi akufanele basolwe osomabhizinisi abazophosa ithawula, bashaye bachithe uma sebekhokhelwe wumshwalense. USLINDILE KHANYILE uyabika

IZINKAMPANI eziningi sezikhiphe imiyalezo ezibophezelayo ekwakheni kabusha nasekuvuseleleni izitolo ezilimale ngenxa yezibhelu zangesonto eledlule. Nokho bakhona abazophosa ithawula kanti akufanele basolwe abasolwe ngalokho. Usho kanje ungoti wemboni yezakhiwo, uNksz uLynette Ntuli, oyisikhulu esiphezulu se-Innate Investment Solutions.

Amanye amabhizinisi ngeke esavuka ngemva kwezibhelu zokutapa. USLINDILE KHANYILE uyabika

“BAYISHISILE indawo yami kodwa abalushisanga uthando lwami. Ngizovuka noma ngingazi ukuthi kuzongithatha isikhathi esingakanani kodwa khona ngizovuka. Okubuhlungu nje wukuthi ukushayeka kwami wukushayeka (kwezisebenzi zami) futhi uma ngithatha isikhathi eside ukuvuka kusho ukuthi (nazo zizohlupheka) isikhathi eside.”

Uhlangane nezimonyo ngendlela, wazifundisa ngazo, lwakhula uthando oseluzale ibhizinisi lemikhiqiziso esidayiswa nakwamanye amazwe. Uxoxe noZIMBILI MAZIBUKO

UMUNTU nomuntu ube nephupho kodwa ubizo lwakhe ngeke alubalekele. Kube njalo nakumphaquli wobuso futhi onebhizinisi lezimonyo waseMlaza, eThekwini. Wafundela omunye umkhakha ukufeza iphupho lakhe kepha namuhla usengene shi emkhakheni ohlukile kunalowo awufundela esikoleni.

SENZIWE UMHLATSHELO

CISHE nomuntu owayengaqondi kahle ukuthi izinhlaka zomnotho zisebenzelana futhi ziphakelana kanjani ukuze yonke into isebenze ngomumo ubesekuqonda kahle loku emva kokuvalwa kwezwe ngenxa yokuhlasela kweCOVID-19 kusukela ngoMashi ka-2020. Ukubona kume … Read More

Kuleli sonto usaziwayo wuGubhela, ogama lakhe langempela wuNduduzo Mkhize. Uwumbhali nomhayi wezinkondlo zesiZulu nomhleli wemicimbi yobiciko ngaphansi kwenkampani yakhe iGubhela Brands. Ngo-2019 uhlabane ngendondo ye-Best Poet kumaSATMA Awards.

Usemncane wawuphiwa imali?

Lutho! Ngangingayiphathi ngisho nasesikoleni; kangangokuthi ngisho nabangani engagcina ngijwayelana nabo esikoleni ababenjengami, mina nabo sasingenayo imali njengezinye izingane esikoleni.

Izibhelu nokutapa kushabalalise amabhizinisi abadayisi basemgwaqweni asekhulise, afundisa izizukulwana. USLINDILE KHANYILE uyabika

OMUNYE wabadayisi basemgwaqweni onetafula esangweni lokuphuma eSiyaya, eMgungundlovu, KwaZulu-Natali, useneminyaka ecela ku-35 ondla umndeni wakhe ngalo njengoba edayisa amaveji kulona.

Usizi losomabhizinisi abancane, indlala, ububha nokuntuleka kwemisebenzi kusazothi bhe eNingizimu Afrika. USLINDILE KHANYILE noSIMANGALISO NTSHANGASE bayabika

KUSENZIMA nokuchaza kahle ngobukhulu bomonakalo owenzeke kugqekezwa isakhiwo sebhizinisi labo lokuhlanza amanzi bese bewakhiqiza esewuhlobo lwe-still ne-alkaline kuMnu uMondli Xaba waseRichards Bay, eNyakatho yeKwaZulu-Natali.

Owaqala ezithungela izingubo ngoba engenayo imali yokuzithengela umswenko usethunga imisiko edle ngokukhanga nokuhluka. Uxoxe noZIMBILI MAZIBUKO

UBUHLUNGU bokungakwazi ukuthenga ingubo entsha yokuya emcimbini yinto abanye abantu besifazane abake babuzwe. Kokunye basuke bengenamali yokuthenga kanti kwenye inkathi wukuthi izimpahla ezikhona aziwufanele umcimbi abamenywe kuyona.

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