Emxhakeni

ASISEKHO isidingo sokuthi izivakashi eziza eNingizimu Afrika zishintshe imali njengoba amabhizinisi awu-16 000 asebenzisana neStandard Bank esezokwazi ukumukela imali yamazwe ahlukene. 

USOSESHINI wabaluleka ngezikweletu eNingizimu Afrika iNatioal Debt Counselling Association (iNDCA) ufuna kuchitshiyelwe umthetho wezikweletu i-National Credit Act, ukuze kungabikhona abeluleki abangagunyaziwe kule mboni.

UKUQINISEKISA ukuthi abantu basemakhaya abangeni ezindlekweni uma bethunyelelwe imali, iStandard Bank isiyenze ukuthi imali ethunyelwa ngohlelo lwayo lwe-instant money ikhipheke nakumaspaza. 

KUXWAYISWA abantu baseNingizimu Afrika ukuthi baqaphele “izindali” ze-Black Friday njengoba kuza lolu suku oluthathwa njengokuthi lusuke lunemititilizo eminingi. 

UKUSUKA emholweni wokuqala ufinyelele ekukwazini ukuthenga umuzi wokuqala kuwuphawu lokukhula. Nokho kubantu abaningi abasanda kuqala ukusebenza loku sekuthatha isikhathi eside kunakuqala.

SEKUPHELE unyaka uhulumeni waseNingizimu Afrika wavumela abantu ukuthi banyule imali ezikhwameni zabo zempesheni ukuze benze izinto ezibaxinile. 

BAWU-250 000 abantu baseNingizimu Afrika abalulekwa ngezikweletu kanti njalo ngonyaka bakhokha uR15 billion ngazo.

INKAMPANI enkulu yobuchwepheshe bemali iMuruku imemezele ukuthi isizosebenzisana neMoneyGram, inkampani yobuchwepheshe bemali emhlabeni. 

ABANTU besifazane bathuthuka kakhulu uma kukhulunywa ngokubanezimpahla. Izibalo ezisanda kushicilelwa zaseStandard Bank zikhombisa ukuthi bathenga kakhulu imizi nezimoto.

IMINDENI eminingi eNingizimu Afrika ayikwazi ukonga. Loku kubonakala uma ivelelwe yizimo eziphuthumayo. Ukonga kubanzima ngenxa yokunyuka kwanani okudla, uphethroli nogesi.

UKUSIMAMA kobuchwepheshe kusho ukuthi asisekho isidingo sokuthi abantu bahambe bephethe amakhadi asebhange njengoba esetholakala kumaselula nasemawashini.

UKUZE ungazitholi usuciciyela ezimalini ngomuso kufanele ubenezinhlelo ezicacile ngemali. 

UCWANINGO lwenkampani esiza abacwile ezikweletini iDirect Axis luveza ukuthi abantu baseNingizimu Afrika bakweleta uR2.56 trillion futhi basele emuva ngezinyanga ezintathu kuma-akhawunti abo angaphezu kuka-370 000. 

IHHOVISI lomxazululi wezinkinga ezithinta izikhungo zezimali iNational Financial Ombud Scheme South Africa (iNFO) libuyisele abathengi abakhale kulona ngezikhungo zezimali uR328,5 million.

UMA ingane ilambile ayikuceli ukudla kuyise kodwa itshela unina. Yilesi sizathu esenza uNkk uNcumisa Ndelu wasungula ikhasi labesifazane elibafundisa ukonga imali nokuthenga ukudla ngendlela eyonga imali.

YIZE ukunyula imali yempesheni kubonakala sengathi kungenise imali kusize abantu baseNingizimu Afrika kodwa ucwaningo olusha luveza ukuthi abaningi basaphila ngesikweletu.

UMLAWULI wemboni yezimali iFinancial Sector Conduct Authority (iFSCA) uhlawulise i-Ninety One Fund Managers uR3 million ngokuphula isigaba 42(1) no (2) sokuphatha imali.

ABANTU baseNingizimu Afrika sebenesiqiniseko sokuthi ngeke inyuke intela yezimpahla i-value added tax (i-VAT) emva kokuthi iNkantolo eNkulu eCape Town ikhiphe isinqumo esimisa ukunyuswa kwayo.

I-PRUDENTIAL Authority (iPA), uphiko oluqapha ukusebenza kwamabhange ngaphansi kweBhange loMbuso, ihlawulise i-Absa uR10 million ngokungalandeli imithetho ye-Financial Intelligence Centre Act 38 yango-2001 (i-FIC Act).

UMLAWULI wemboni yezimali iFinancial Sector Conduct Authority (iFSCA) ihlawulise i-African Bank uR700 000 ngenxa “yesikhangiso esikhohlisayo”. Kule nhlawulo, uR200 000 ulengisiwe iminyaka emibili.

UKWANDA kwezindlela zokuthenga online okufaka ukudilivelwa izimpahla, ukufuna imoto ezokuhambisa endaweni ethile, ukufuna ama-video nezinye izinto ozikhokhela usekhaya, sekuvulele amaqola ithuba.

SILULIWE isikhathi sokushintsha amakhadi okuhola izibonelelo zikahulumeni anombala osagolide njengoba abaziholayo benikwe kuze kube sekupheleni kukaMeyi ukuwashintshe.

SIGCINE sizwakele isililo sonogada osekuphele iminyaka bekhala ngokuthi babanjelwa imali yempesheni kodwa uma sebeshiye emsebenzini noma bediliziwe bangayitholi impesheni yabo.

UMnu uMpumelelo Zikalala uthi nongewona umndeni angahlomula empeshenini yomuntu

UMnu uMpumelelo Zikalala ngokudingeka ukugade ukuze impesheni yakho yabiwa ngendlela ofisa ngayo

YIZE izinto ziguquka ngenxa yobuchwepheshe kodwa kusekhona abantu abaziphilisa ngokudayisa bese bekhokhelwa ngokheshi. Laba bantu kufanele bakhuthazwe ukuthi bonge imali.

UCWANINGO olusha luveza ukuthi i-Absa iyibhange elinezindleko eziphansi kuma-akhawunti uma iqhathaniswa namanye amabhange.

SEKUKANINGI kubanombango wemali yempesheni namafa uma kufa umuntu obebeka imali yempesheni. Kwesinye isikhathi uthola umndeni ulwisa obhaliwe ukuthi imali iye kuye. Kuyenzeka kwesinye isikhathi ababheke izikhwama zempesheni basolwe ngokungenzi kahle uma bengabacazelanga imali bonke akade bondliwa wumufi.

UMnu uMpumelelo Zikalala ubheka umthetho ngomasihlalisane

UMnu uMpumelelo Zikalala ubheka isicelo siKaMayisela sokumisa umshado weSilo

ABAQASHI bawu-7 770 bakweleta imali yempesheni elinganiselwa kuR5.2 billion. Umbiko osanda kukhishwa wumlawuli wemboni yezimali iFinancial Sector Conduct Authority (iFSCA) uveze ukuthi le mali engakhokhiwe ezikhwameni zempesheni ithinta amalungu awu-310 000.

NJENGOBA sekufike isikhathi samaholidi, abathengi kufanele baqaphe kakhulu njengoba amaqola ezodlanga ukuqola abantu.

UMnu uMpumelelo Zikalala ubheka izinto ezingakuqhatha nomthetho ngoKhisimuzi

UMnu uMpumelelo Zikalala ucebisa ngezindlela ezisemthethweni eziwusizo uma uxinwe yizikweletu

NGEMVA kweminyaka eyishumi, i-Black Friday ingenisile eNingizimu Afrika kodwa isishintshile. Ngemva kokwehla kwesasasa kubantu abaya ezinxaxhatheleni zezitolo ngesikhathi sobhubhane i-COVID-19, ikhuze ibuya ngamandla ngo-2023.

UMnu uMpumelelo Zikalala ucebisa abezitok’fela ngezinyathelo zomthetho uma beqoliwe

IZITOK’FELA zisaqhubeka nokuba ngenye yezindlela ezihamba phambili ezigqugquzela abantu ukuthi bonge imali eNingizimu Afrika kodwa isekhona inselelo yokuqinisekisa ukuthi imali yazo iphathwa ngendlela efanele ukuze zifeze izinhloso zezisuke zisungulelwe kona.

UMnu uMpumelelo Zikalala ubheka isivumelwano sokufaka abangondli kwi-credit bureau

UMnu uMpumelelo Zikalala ubheka ukudonda kwecala lokubulawa kukaMeyiwa

CISHE uhhafu wabantu abaholayo usala nemali engaphansi kukaR1 000 noma ne-akhawunti engenamali uma sekusondele usuku lokuhola.

UMnu uMpumelelo Zikalala ubheka iziphakamiso ezenziwe wuhulumeni ngomthetho omusha womshado

UMpumelelo Zikalala ubheka isinqumo sokuvimba uHlophe ukuhlala kwiJudicial Service Commission

UMnu uMpumelelo Zikalala ngezinto abantu abangazinaki ngomshado wesintu

UMKHANKASO wobuchwepheshe wokuqeda ububha, ukukhuthaza ukukhula komnotho nokudala amathuba ngokufaka wonke umuntu kwezezimali uyaphumelela kancane, kancane. Nokho kubantu abaningi base-Afrika “imali esandleni” iseyinto enkulu kanti usemningi umsebenzi wezikhungo zezimali wokusabalalisa umbhidlango owenze ukuthi kwande isibalo sabantu base-Afrika abasebenzisa amabhange safinyelela ku-49% phakathi kwango-2011 nango-2022.

UMnu uMpumelelo Zikalala uthi i-IEC ilwela isithunzi sayo ngokuqhubeka necala eselihoxiswe yiMK Party