I-AFRIKA inabantu abaningi abasebancane nabasengakwazi ukusebenza. Loku yiyonanto eyenza ihluke futhi engadlisela ngayo ogageni amanye amazwekazi.
UKUSEBENZA embonini yokungcebeleka yinto ayithanda kusukela esafunda isikole kangangokuthi ngisho uma ayesuke ezama ukwenza ezinye izinto okungekona ukuzisebenza wayengabi nomdlandla ofanayo naba nawo uma ezisebenza. Yingakho ethe ngisho eseqede isikole akangakapholisa maseko wasungulai ibhizinisi.
Usemncane wawuphiwa yini imali?
Yebo, kwakuba wu-5c kanti ngangigoloza ukuya esikoleni ngingenawo.
UWUNJINIYELA wobuchwepheshe ongakaze akujabulele ukusebenzela omunye umuntu njengoba ayengakwazi ukuba namaphupho amakhulu. Emva kweminyaka yezifundo ezinzima, Usomabhizinisi waseGoli, eGauteng, wasungula iGlo Mo Solutions esiza ngemisebenzi yekhompyUtha.
UKONGA, ukutshala imali nokulungiselela umhlalaphansi akukona okwabadla izambane likapondo kuphela. Lezi yizinto wonke umuntu okufanele azikhuthalele ukuze imali imsebenzele kangcono.
SENGIKE ngabhala phambilini ukuthi elinye lamasu aseqhulwini kwiBusiness Leadership South Africa (iBLSA) wukweseka ukuvuselela ezobulungisa.
KULELI sonto ngithanda sibheke indaba yokuthi singenza kanjani ukwakha umnotho wethu singabantu abamnyama. Ngike ngaphakamisa emasontweni edlule ezinye zezindlela okumele sizenze ukubuyisa umnotho ezandleni zethu ngoba ngeke nangengozi laba abawukinatele bawubuyise.
ISIFISO sokuba nebhizinisi yimbewu eyatshaleka esaqeqeshelwa umsebenzi. Kwadingeka ukuthi benze ucwaningo ngokudingekayo uma umuntu ezoqala ibhizinisi olwaluyingxenye yezifundo ze-Business Management Diploma eDurban Institute of Technology, esibizwa ngeDurban University of Technology.
Usemncane wawuphiwa yini imali?
Bengiphiwa uma ngiya esikoleni kodwa ethe xaxa ubaba ubengifunela umsebenzi engizowenza egcekeni ukuze ngiyithole.
IZINHLANGANO zosomabhizinisi aziboni ngaso linye ngesimemezelo esisanda kwenziwa wumengameli wezwe mayelana nemizamo eyenziwayo ukuxazulula inkinga yokucima ugesi osekuneminyaka ewu-14 ikhinyabeza umnotho waseNingizimu Afrika.
Iphupho likaThulani Sicongwana wukusungula izindawo zokugunda ezisesitayeleni kuwo wonke amalokishi kanti uzoqala ngezimbili Ekurhuleni.
UHLELO lukaMengameli lokulungisa inkinga kagesi olumenyezelwe ngesonto elidlule lubalulekile. UMengameli uCyril Ramaphosa usezame ngazo zonke izindlela ukuxazulula inkinga kagesi, njengokuvulela izinkampani ezizimele indlela ukuze zibe ngabanye babaphehli bakagesi abakhulu. I-Business Leadership South Africa (iBLSA)iyawuncoma lo mzamo.
KULE ngosi ngithanda sibheke indaba yengqungquthela yomgomo ye-ANC ebingesonto elidlule. Cha, asihlaziyi ezepolitiki ngoba thina siyingosi yezamabhizinisi kodwa sonke siyazi ukuthi ezepolitiki zinomphumela ongakanani emabhizinisini.
NAKUBA kujwayelekile ukuzwa ukuthi amabhizinisi amancane ayasokola futhi aze avalwe ngenxa yokucinywa kukagesi, amanye awo athola izindlela zokungaphinde athembele kugesi.
UWUMUNTU othi uma esebonile ukuthi akwenzayo akumsebenzeli bese eyasukuma athathe izinyathelo zokukushintsha ukuze ezothola umphumela awufisayo. Yiwona lowo mqondo omgqumgquzele ukuthi asungule ibhizinisi elingelinye lalawo asefike kwezakala embonini akuyona.
UTHANDO lwesikhumba nokunakekela abantu lumenza washiya phakathi izifundo zesayensi ayezenza e-University of KwaZulu-N wakhetha ukuyokwenza ezokunakekela isikhumba nempilo i-somatology ngoba ekholwa wukuthi udalelwe ukusiza abantu ngazo.
Usemncane wawuphiwa imali?
Yebo, umama wayenginika.
KUBUKEKA sengathi seziqala ukulunga izinto enkampanini kahulumeni ethutha izimpahla ngamachweba, izitimela namapayipi iTransnet. Kuleli sonto le nkampani yethule umbiko wayo wonyaka wezimali ophele mhla ka 31 ngoMashi 2022, lapho imemezele khona ukuthi yenze inzuzo ewuR5 billion.
KUBE ngcono ukukhokhelwa kosomabhizinisi wuhulumeni ngesikhathi njengoba abaningi bekhokheliwe ngezinsuku ezingu-30 ngonyaka wezimali wango-2021/22.
NGOLWESIHLANU iBusiness Leadership South Africa (iBLSA) neBusiness Unity South Africa (iBUSA) bethule umbiko obuphenya ngezindlela zokuxhasa isibonelelo esingatholwa yiwo wonke umuntu ongasebenzi, i-Basic Income Grant.
NAMHLANJE ngithanda sibheke indaba yezinga lempilo esiyiphilayo singabantu baseNingizimu Afrika.
ININGI labantu eNingizimu Afrika likhathazekile ngokuphelelwa yimali inyanga ingakapheli, ukuhluleka ukukhokhela izikweletu nezinye izindleko zempilo ngaphezu kokukhathazeka ngokongela umhlalaphansi.
IZITHANDANI zikhuthazwe wukubona onina bezimisela ukushiyela imndeni yabo ifa zase zinquma ukuzicabela indlela ngokuzisungulela ibhizinisi labo.
Usemcane wawuphiwa imali?
Yebo, ngangiyiphiwa encane yokudla esikoleni
UKHULUMA izinto ezingayisa izwe phambili usomabhizinisi osenqume ukungena ngokugcwele kwezombusazwe. Kepha mukhulu umsebenzi ohlalele uMnu uSandile Zungu ngoba inhlangano ebusayo i-ANC ingcole kusuka phezulu.
UNEMINYAKA engaphezu kwewu-20 eyiciko kodwa uzizwa sengathi uhambo lwakhe yima lusanda kuqala. Uzibona ehlukile kwamanye amaciko ngoba ucabanga ngendlela ehlukile futhi ibhizinisi lakhe liwubufakazi bale ndlela engajwayelekile enza izinto ngayo nemenza ahlale eqhamuka namasu amasha.
SEKUPHELE unyaka kwaba nezibhelu KwaZulu-Natali naseGauteng, ngazo okwatashwa izimpahla emabhizinisini amancane namakhulu acekelwa phansi.
KULELI sonke ngithanda sixoxe ngomnotho wasemalokishini nasezindaweni zasemakhaya. Isikhathi esiningi senza amaphutha amakhulu uma kuza kwezamabhizinisi bese sijika sikhala ngabamhlophe ukuthi basivalela ngaphandle kwezomnotho kodwa kube kuyithina uqobo esibasiza ukuthi basivalele ngaphandle.
IKOMIDI lasePhalamemnde lezoLimo, ukuLungiswa koMhlaba nokuThuthukiswa kweziNdawo zaseMakhaya neKomidi lezokuQashwa nezokuSebenza asanda kuzwa indlela abalimi abangabelungu abaphatha ngayo izisebenzi ezingabantu abamnyama neziqashi emapulazini.
UKUSEBENZA ngama-satellite nokwenzeka emkhathini yizinto ezingabukeka ziqhelelene nabantu kodwa empeleni kuningi okungama emhlabeni uma kungathiwa lezi zinto azisebenzi. Ukuziqonda kuyasiza futhi kugwema izibhicingo emhlabeni.
INKAMPANI yabantu abamnyama enkulu kunazo zonke ezilawula izikhwama zempesheni i-Akani Retirement Fund Administrators ithi izothathela inhlangano elawula le mboni iFinancial Sector Conduct Authority (iFSCA) izinyathelo zomthetho.
Usemncane wawuphiwa imali?
Sasiyisebenzela. Umuntu wayeba nesiqephu sakhe sengadi, atshale anakekele izitshalo zakhe bese uyaphiwa-ke imali, ikakhulukazi ngoDisemba uma ugogo esebhonasile.
UMSHWALENSE kahulumeni ohlinzekela izibhicongo iSouth African Special Risk Insurance Association (iSasria) usukhokhe uR24 billion, okuwu-80% wezicelo ezafakwa ngamakhasimende okwacekelwa phansi izimpahla zabo ngenkathi kutatshwa ngoJulayi ngonyaka odlule.
AMABHIZINISI acekelwa phansi ngenkathi kutatshwa izinto okwaqubuka ngoJulayi ngonyaka odlule asevuke qingqo. Nokho abanikazi bawo basazikhotha amanxeba futhi banovalo ngokuthi emva kwaso sonke lesi sikhathi kodwa akekho oseboshiwe futhi washushiswa.
UKUGUQUGUQUKA kwesimo sezulu yiyonanto okuzobhungwa ngayo kakhulu kule minyaka embalwa ezayo. Kumele sibhekane nako manje ngokuhlela ukuthi sizowehlisa kanjalo umonakalo kwimvelo odalwa wumnotho wethu.
NAMHLANJE ngithanda sigxile odabeni lokuthuthukisa osomabhizinisi abancane eNingizimu Afrika. Kucacile ukuthi amathuba omsebenzi ayivelakancane ezweni lethu.
KUYAQHUBEKA ukucinywa kagesi osekuthathe amasonto kwaze kwaba yinjwayelo. Umbuzo uthi ngabe amabhizinisi amancane azokwazi yini ukuba nezinye izindlela zokuthola ugesi?
WENZE izifundo zomthetho ngoba ebona ukuthi ubulungisa abukho eNingizimu Afrika. Njengabaningi abangena kulo mkhakha, naye waqala ecabanga ukuthi yimpi azoyilwa enkantolo.
Usemncane, wawuphiwa imali?
Cha, angikhumbuli nje nginikwa imali ekukhuleni kwami; kwazise angikhulanga nabazali bobabili.
AMANANI kaphethroli asenyuke ngo-27% kusukela ngonyaka odlule kuze kube manje kanti phakathi kuka-Ephreli noMeyi anyuke ngo-8.1%. Lezi yizibalo ezisanda kukhishwa yiFNB.
UNgqongqoshe wezokuThuthukisa amaBhizinisi amaNcane usekhuthaze amabhizinisi amancane asemalokishini nasemakhaya ukuthi afake izicelo ukuze axhaswe ohlelweni iTownship and Rural Entrepreneurship Programme (iTREP).
UKUCINYWA kukagesi ngesonto elidlule kumoshe kakhulu. Ngitshelwe ngezinkampani ekuphoqeleke ukuthi zidilize izisebenzi ngenxa yokungakwazi ukusebenza. Nezinama-generator azikwazanga ukuthola udizili ngokushesha. Nezisebenzisa amabhethri agcine eziphelela.
NAMUHLA ngithanda sibheke isimo somnotho waseNingizimu Afrika esesimanzonzo ngenxa yokunyuka kukadizili, uphethroli nopharafini.
UTHANDO lwabo lokufuya izinkukhu lwaqala ngoSuku lweziThandani ngo-2019. Nakuba sebehlukumezeke kaningi oNkk uLebohang Dhludhlu nomnyeni wakhe uMnu uDumisani Dhludhlu kodwa babambelela othandweni lwabo lokufuya izinkukhu, olugcine luchamisele inqwaba yezinkukhu ezidida ukwenza manje.
ININGIZIMU Afrika iyahlomula ngoba ewumuntu onganqeni ukuzama izinto ezintsha njengoba afundela ezokuvakasha engaqondile kangangokuthi ngisho nonina wayephoxekile ngoba engasaqhubekanga nokwenza izifundo zokuba yi-chartered accountant.
UMKHIQIZI kapende waKwaZulu-Natali usevule isitolo sesibili, okufakazela ukuphumelela kwebhizinisi lakhe ekuthembekeni nokusebenza ngobungcweti.
Usemncane wawuphiwa imali?
Yebo, ngangiphiwa imali yokuphatha esikoleni.
KUFANELE kulungiswe izinkinga ezivalela ngaphandle abanye abantu, inkohlakalo, ububha nokuntuleka kwemisebenzi ukuze iNingizimu Afrika iphumelele.
ISIYAVUNA iNingizimu Afrika ngenxa yokuchitshiyelwa komthetho olawula ukucwaninga amabhuku, nowanika iHhovisi lomCwaningimabhuku-Jikelele amandla engeziwe eminyakeni emithathu edlule.
NJENGOBA umbiko wokugcina weKhomishini yeJaji uRaymond Zondo usuthuliwe, sekuyisikhathi sokuthi kuthathwe izinyathelo. Kumele sivuselele isithunzi seNingizima Afrika njengezwe elingathenjwa ukuthi linomthetho osebenzayo. Iminyaka yokugwamanda amandla ombuso ngezindlela ezikhinyabeza izikhungo zikahulumeni ezakhelwe ukuqinisekisa ubulungisa nokuthi abaphethe bayaphendula, ililimaze kakhulu igama lezwe.
NAMUHLA ngithanda sibheke isimo esibhekene naso singamazwe ngenxa yempi phakathi kweRussia ne-Ukraine. Ithe le mpi uma iqala kwabonakala ngokushesha ukuthi amanani kawoyela namafutha okupheka aloku enyuka kancane kancane.
UNQUME ukuhlanganisa uthando lwakhe lobuchwepheshe bamakhompyutha nolwezolimo ukuze asize izwe liyeke ukuthenga ukudla elingakwazi ukuzikhiqizela kona kwamanye amazwe.
NGEMVA kweminyaka esebenza emkhakheni wamabhange, ukusebenzela izikhondlakhondla zamabhange amabili eNingizimu Afrika, ukudla umhlanganiso ngemiklomelo emikhulu namathuba okusebenza embonini ezimele umakadebona emkhakheni wamabhange usegxile obizweni lwakhe – ukuletha ithemba lapho amathuba eyivelakancane khona.
Usemncane wawuphiwa yini imali?
Cha, sasingaphiwa imali ngoba yayiyivelakancane.
IHHOVISI loMcwaningimabhuku-jikelele lizobuyekeza ukuthi kufanele yini liqhubeke nokunika omasipala abaletha imibiko yezimali engahlanganisiwe ngendlela ithuba lokuyilungisa.
USUKU lweNtsha lusikhumbuza u-1976 mhla intsha isukuma ilwa nohulumeni wobandlululo. Ngesonto elidlule ngizithole sengibuka izinselelo ezibhekene nentsha namhlanje. Zihlukile kakhulu kodwa kucacile ukuthi kumele sigxile ekuzixazululeni.
KULELI sonto ngithanda sibheke isihloko esimayelana nokugqugquzela izingane zethu ukuthi ziqale ngokusebenza kuqala ngaphambi kokuyofunda ezikhungweni zemfundo ephakeme.
KUBANTU abaningi ukudla okonakele nomunye udoti yizinto okufanele zilahlwe ngoba zisuke zingasenamsebenzi walutho. Kepha kunomlimi imfucuza eyigugu kuye njengoba ingenye yezinto azisebenzisayo ukuqhamuka nezindlela ezintsha zokulima, ezinempilo futhi ezivikela imvelo.
NGESIKHATHI ezichithela isizungu nekhehla lasendaweni elalinebhizinisi lokungcwaba wayenganakile ukuthi kuzomholela ebhizinisini. Leli bhizinisi lakhe lokubaza selizale elinye njengoba esengene shi nakwezolimo kanti nakhona izinto zihamba kahle kangangokuthi ubona sizofezeka isifiso sakhe sokuthatha umhlalaphansi lapho eqashwe khona ngokugcwele engakabi neminyaka ewu-50.
UNGQONGQOSHE wamaBhizinisi kaHulumeni uMnu uPravin Gordhan usencome umsebenzi owenziwe yiTransnet ukulungisa umonakalo odalwe yizikhukhula ezihlasele ngo-Ephreli nangoMeyi emzileni emqoka wokuthutha izimpahla phakathi kwaseThekwini naseGauteng.
Usemncane wawuphiwa yini imali?
Ngikhulele emakhaya, ngakho kuleya minyaka besingekho kakhulu isidingo semali kodwa besiphiwa ngomalume uma behlile eGoli.
SIMELANE kahle nezinselelo esibhekane nazo siyizwe, ikakhulukazi eCOVID-19, sibambisane kahle uhulumeni nosomabhizinisi.
KULE ngosi ngithanda sibheke indaba yokuba qotho ekwenzeni izinto ebhizinisini. Ngisuswa yisivunguvungu esibhokile ezweni. UMengameli uCyril Ramaphosa umbuleke izinqe ngento eyenzeka ngo-2020 abezama ukuyifihla.
UDUME ngokuthanda izingane emndenini wakhe kangangokuthi ngisho kunomcimbi kubo uyaziwa ukuthi yena unakekela izingane. Bathi abanye bezikhathaza ngokuthi konke kumi ngomumo yini ngomcimbi, yena usuke ebuza ukuthi izingane zihlinzekelwe ngakho konke yini ezizokudinga njengokudla, indawo yokulala nokunye.
WAZI eneminyaka ewu-11 ukuthi angathanda ukuba wumuntu wesifazane wokuqala e-Afrika ukuya emkhathini kanti nakuba kungakenzeki kodwa ziloku zivelile izimpawu zokuthi yiphupho elizogcina lifezekile.
Usemncane wawuphiwa yini imali?
Yebo, uma ikhona kodwa bekungabi yinto yanjalo.
INSIZWA yaKwaMhlanga, eMpumalanga, yasungula ibhizinisi layo ngoba ikholelwa ekwenzeni imisebenzi yezandla ehlukene. Loku kwayisiza ngoba kwahlenga ibhizinisi layo ngesikhathi izwe livaliwe.
UMASIPALA waseThekwini wethule isabelomali sango-2022/23 esibuyekeziwe uchaza ukuthi umi kuphi ngesicelo sesibonelelo osifake emNyangweni wezeziMali sokulungisa umonakalo odalwe yizikhukhula ezihlasele ngo-Ephreli nangoMeyi, ezidale umonakalo olinganiselwa kuR5.8 billion.
NGESONTO elidlule besikhunjuzwa ukuthi ubugebengu buhlupha kangakanani kuleli zwe. Ngekota yokuqala yango-2022 izibalo zobugebengu obuhambisana nodlame njengokubulala, ukudlwengula nokushaya, zinyuke ngendlela ethusayo.
KULE ngosi ngithanda sibheke isimo esiguqukayo eNingizimu Afrika ngezinto eziningi ezimayelana nengqalasizinda. Uma ubheka uhulumeni usuyehluleka ukugcina ingqalasizinda isezingeni elifanele.
I-SOUTH African Association of Meat Importers and Exporters (i-AMIE) ikholwa wukuthi ukudayisela i-European Union inyama yenkukhu kuzodala amathuba okusimamisa le mboni eNingizimu Afrika.
“KHULISA umntwana ngendlela eyakuba ngeyakhe; kuyakuthi lapho esekhulile, angasuki kuyo.”
WASIZWA wukuthi abazali bakhe bangapholisi maseko ukusukuma bayofuna usizo uma bebona okusolisayo ngaye. Lolo sizo aluthola eneminyaka ewu-14 lwamenza wakwazi ukuqeda isikole, waze wayoqeqeshelwa ukuba wudokotela.
Usemncane wawuphiwa imali?
Yebo, kwakuyimali yokuyiphatha esikoleni. NangoDisemba sasiphiwa uma ubaba (ebhonasile).
INTOMBAZANE yasemajukujukwini aseXobho, eningizimu yeKwaZulu-Natali, ikhula ayikhumbuli ibona kudliwa amaphilisi futhi kuphuzwa imithi kubo. Empeleni uninakhulu wale ntombazane namuhla esiyintokazi wayeyihebeza indaba yemithi yesilungu.
KUNGENZEKA uhulumeni ugcine ungakwazanga ukuphinde ubuyisele intela kaphethroli i-general fuel levy njengoba izinkomba ziveza ukuthi isimo somnotho sisazoba nzima futhi namanani kawoyela eqhubeka nokudla amagalani njengoba izolo ebemi ku$122.08 umphongolo.
KUBALULEKILE sithi ukubhekisisa isimo sethu eNingizimu Afrika. Kula masonto ambalwa kade ngiseWashington DC, eMelika, ngisohlelweni lokucathuliswa oluxhaswe wuhulumeni waseMelika. Ingimangazile indlela enhle okubukwa ngayo iNingizimu Afrika.
KWENYE yezingosi ngakhuluma kabanzi ngokubaluleka kokuthi sakhe umnotho wethu singabantu abanmyama. Loku ngangikuthathela ekutheni sengathi yithina kuphela eNingizimu Afrika abantu abamnyama abangenandaba nokwakha owethu umnotho kodwa zonke ezinye izinhlanga zinowazo.
EMVA kweminyaka ulindile, umphakathi waseMakhasaneni, KwaZulu-Natali, uthole amatayitela nezinsizakusebenza zokulima zenani elingaphezu kukaR1 billion. Kepha laba balimi sebenovalo lokuthi izinhlelo zabo zokukhula kwezolimo zingase ziphazanyiswe wukuthi kuhlongozwa umsebenzi wemayini endaweni.
UKUPHINDA kwakhe amabanga amathathu kabili kanjalo nokuthola ithuba lokuyofunda kwamgqugquzela ukuthi afise ukusiza abanye abafundi, ikakhulukazi abasezindaweni zasemakhaya njengakubo. Ngesikhathi ewuqala lo msebenzi kwakungesilo ibhizinisi futhi wayengaboni ukuthi kungaba yibhizinisi.
WAWUMCHAZA umbhoshongo kagesi ayewubona eseyingane. Ayekwazi ngawo wukuthi yilapho kuqhamuka khona umsakazo njengoba babewubiza nge-FM pole. Isifiso sakhe kwakuwukuthi ngelinye ilanga aqwale lo mbhoshongo, okuyisona esamholela ezifundweni zobunjiniyela.
Usemncane wawuphiwa imali?
Yebo, kodwa ngangiyithola uma kade ngikhalela umama uma ehamba noma (ngikhumuke) izinyo bese ethi ugogo angilibeke esicathulweni igundane lizongipha imali.
UKUPEPENYEKA ngezimbembeshwana ezimasondokazi amane yibhizinisi lokungcebeleka elingavamile lapho kwakhe indlu emnyama khona. Cishe nosomabhizinisi abamnyama abanama-quad bike ngeke beqe esandleni uma bebalwa.
ENYE yezinkinga engihlangabezana nazo uma ngixoxa nabalingani kuhulumeni, izinyunyana nezinhlangano ezingenzi inzuzo yindlela ababuka ngayo osomabhizinisi – njengenhlangano eyodwa abangaxoxisana nayo.
NAMHLANJE ngithanda sibheke indaba yokuvalela abantu besifazane ngaphandle emabhizinisini. Kuyadabukisa ukubona ukuthi nango-2022 kusenomqondo obhedayo wabanye abantu besilisa wokwenza nzima impilo kubantu besifazane abangosomabhizinisi noma abafisa ukuba ngosomabhizinisi.
UKHULE ecabanga ukuthi uyise “uyahlupheka” ngoba wayengaqashiwe njengabanye abantu. Kepha wavuleka amehlo ngonyaka ambona ngawo edayisa izinkomo ukuze abakhokhele esikoleni nezingane zakubo.
“WENZA kanjani (ukuthi) isizukulwane esilandelayo sibone ukuthi imfundo yiwona khiye wempumelelo njengoba kugcwele abantu abaneziqu abahluphekayo nezigebengu ezicebile?”
OSOMABHIZINISI abasafufusa baKwaMhlabuyalingana, eNyakatho yeKwaZulu-Natali, bakhala ngomasipala ngokubabulala ngendlala njengoba bethi baxoshwe emakethe asebeneminyaka besebenzela kuyona. Basola omunye wabaphathi bakamasipala abathi usanda kuqashwa kanti uzenzela umathanda.
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