ININGI labantu eNingizimu Afrika likhathazekile ngokuphelelwa yimali inyanga ingakapheli, ukuhluleka ukukhokhela izikweletu nezinye izindleko zempilo ngaphezu kokukhathazeka ngokongela umhlalaphansi.
IZITHANDANI zikhuthazwe wukubona onina bezimisela ukushiyela imndeni yabo ifa zase zinquma ukuzicabela indlela ngokuzisungulela ibhizinisi labo.
Usemcane wawuphiwa imali?
Yebo, ngangiyiphiwa encane yokudla esikoleni
UKHULUMA izinto ezingayisa izwe phambili usomabhizinisi osenqume ukungena ngokugcwele kwezombusazwe. Kepha mukhulu umsebenzi ohlalele uMnu uSandile Zungu ngoba inhlangano ebusayo i-ANC ingcole kusuka phezulu.
UNEMINYAKA engaphezu kwewu-20 eyiciko kodwa uzizwa sengathi uhambo lwakhe yima lusanda kuqala. Uzibona ehlukile kwamanye amaciko ngoba ucabanga ngendlela ehlukile futhi ibhizinisi lakhe liwubufakazi bale ndlela engajwayelekile enza izinto ngayo nemenza ahlale eqhamuka namasu amasha.
SEKUPHELE unyaka kwaba nezibhelu KwaZulu-Natali naseGauteng, ngazo okwatashwa izimpahla emabhizinisini amancane namakhulu acekelwa phansi.
KULELI sonke ngithanda sixoxe ngomnotho wasemalokishini nasezindaweni zasemakhaya. Isikhathi esiningi senza amaphutha amakhulu uma kuza kwezamabhizinisi bese sijika sikhala ngabamhlophe ukuthi basivalela ngaphandle kwezomnotho kodwa kube kuyithina uqobo esibasiza ukuthi basivalele ngaphandle.
IKOMIDI lasePhalamemnde lezoLimo, ukuLungiswa koMhlaba nokuThuthukiswa kweziNdawo zaseMakhaya neKomidi lezokuQashwa nezokuSebenza asanda kuzwa indlela abalimi abangabelungu abaphatha ngayo izisebenzi ezingabantu abamnyama neziqashi emapulazini.
UKUSEBENZA ngama-satellite nokwenzeka emkhathini yizinto ezingabukeka ziqhelelene nabantu kodwa empeleni kuningi okungama emhlabeni uma kungathiwa lezi zinto azisebenzi. Ukuziqonda kuyasiza futhi kugwema izibhicingo emhlabeni.
INKAMPANI yabantu abamnyama enkulu kunazo zonke ezilawula izikhwama zempesheni i-Akani Retirement Fund Administrators ithi izothathela inhlangano elawula le mboni iFinancial Sector Conduct Authority (iFSCA) izinyathelo zomthetho.
Usemncane wawuphiwa imali?
Sasiyisebenzela. Umuntu wayeba nesiqephu sakhe sengadi, atshale anakekele izitshalo zakhe bese uyaphiwa-ke imali, ikakhulukazi ngoDisemba uma ugogo esebhonasile.
UMSHWALENSE kahulumeni ohlinzekela izibhicongo iSouth African Special Risk Insurance Association (iSasria) usukhokhe uR24 billion, okuwu-80% wezicelo ezafakwa ngamakhasimende okwacekelwa phansi izimpahla zabo ngenkathi kutatshwa ngoJulayi ngonyaka odlule.
AMABHIZINISI acekelwa phansi ngenkathi kutatshwa izinto okwaqubuka ngoJulayi ngonyaka odlule asevuke qingqo. Nokho abanikazi bawo basazikhotha amanxeba futhi banovalo ngokuthi emva kwaso sonke lesi sikhathi kodwa akekho oseboshiwe futhi washushiswa.
UKUGUQUGUQUKA kwesimo sezulu yiyonanto okuzobhungwa ngayo kakhulu kule minyaka embalwa ezayo. Kumele sibhekane nako manje ngokuhlela ukuthi sizowehlisa kanjalo umonakalo kwimvelo odalwa wumnotho wethu.
NAMHLANJE ngithanda sigxile odabeni lokuthuthukisa osomabhizinisi abancane eNingizimu Afrika. Kucacile ukuthi amathuba omsebenzi ayivelakancane ezweni lethu.
KUYAQHUBEKA ukucinywa kagesi osekuthathe amasonto kwaze kwaba yinjwayelo. Umbuzo uthi ngabe amabhizinisi amancane azokwazi yini ukuba nezinye izindlela zokuthola ugesi?
WENZE izifundo zomthetho ngoba ebona ukuthi ubulungisa abukho eNingizimu Afrika. Njengabaningi abangena kulo mkhakha, naye waqala ecabanga ukuthi yimpi azoyilwa enkantolo.
Usemncane, wawuphiwa imali?
Cha, angikhumbuli nje nginikwa imali ekukhuleni kwami; kwazise angikhulanga nabazali bobabili.
AMANANI kaphethroli asenyuke ngo-27% kusukela ngonyaka odlule kuze kube manje kanti phakathi kuka-Ephreli noMeyi anyuke ngo-8.1%. Lezi yizibalo ezisanda kukhishwa yiFNB.
UNgqongqoshe wezokuThuthukisa amaBhizinisi amaNcane usekhuthaze amabhizinisi amancane asemalokishini nasemakhaya ukuthi afake izicelo ukuze axhaswe ohlelweni iTownship and Rural Entrepreneurship Programme (iTREP).
UKUCINYWA kukagesi ngesonto elidlule kumoshe kakhulu. Ngitshelwe ngezinkampani ekuphoqeleke ukuthi zidilize izisebenzi ngenxa yokungakwazi ukusebenza. Nezinama-generator azikwazanga ukuthola udizili ngokushesha. Nezisebenzisa amabhethri agcine eziphelela.
NAMUHLA ngithanda sibheke isimo somnotho waseNingizimu Afrika esesimanzonzo ngenxa yokunyuka kukadizili, uphethroli nopharafini.
UTHANDO lwabo lokufuya izinkukhu lwaqala ngoSuku lweziThandani ngo-2019. Nakuba sebehlukumezeke kaningi oNkk uLebohang Dhludhlu nomnyeni wakhe uMnu uDumisani Dhludhlu kodwa babambelela othandweni lwabo lokufuya izinkukhu, olugcine luchamisele inqwaba yezinkukhu ezidida ukwenza manje.
ININGIZIMU Afrika iyahlomula ngoba ewumuntu onganqeni ukuzama izinto ezintsha njengoba afundela ezokuvakasha engaqondile kangangokuthi ngisho nonina wayephoxekile ngoba engasaqhubekanga nokwenza izifundo zokuba yi-chartered accountant.
UMKHIQIZI kapende waKwaZulu-Natali usevule isitolo sesibili, okufakazela ukuphumelela kwebhizinisi lakhe ekuthembekeni nokusebenza ngobungcweti.
Usemncane wawuphiwa imali?
Yebo, ngangiphiwa imali yokuphatha esikoleni.
NGAPHAMBI kwango-2018, besekwaphenduka ikhorasi ukuthi uma umCwaningimabhuku-Jikelele esechicilele umbiko wakhe kuyabaliswa futhi kugxekwe abantu abajutshwe ukugada imali kahulumeni ngokuthi uyabehlula umsebenzi. Leli khorasi beliculwa kabili ngonyaka – uma kukhishwa umbiko … Read More
KUFANELE kulungiswe izinkinga ezivalela ngaphandle abanye abantu, inkohlakalo, ububha nokuntuleka kwemisebenzi ukuze iNingizimu Afrika iphumelele.
ISIYAVUNA iNingizimu Afrika ngenxa yokuchitshiyelwa komthetho olawula ukucwaninga amabhuku, nowanika iHhovisi lomCwaningimabhuku-Jikelele amandla engeziwe eminyakeni emithathu edlule.
NJENGOBA umbiko wokugcina weKhomishini yeJaji uRaymond Zondo usuthuliwe, sekuyisikhathi sokuthi kuthathwe izinyathelo. Kumele sivuselele isithunzi seNingizima Afrika njengezwe elingathenjwa ukuthi linomthetho osebenzayo. Iminyaka yokugwamanda amandla ombuso ngezindlela ezikhinyabeza izikhungo zikahulumeni ezakhelwe ukuqinisekisa ubulungisa nokuthi abaphethe bayaphendula, ililimaze kakhulu igama lezwe.
NAMUHLA ngithanda sibheke isimo esibhekene naso singamazwe ngenxa yempi phakathi kweRussia ne-Ukraine. Ithe le mpi uma iqala kwabonakala ngokushesha ukuthi amanani kawoyela namafutha okupheka aloku enyuka kancane kancane.
UNQUME ukuhlanganisa uthando lwakhe lobuchwepheshe bamakhompyutha nolwezolimo ukuze asize izwe liyeke ukuthenga ukudla elingakwazi ukuzikhiqizela kona kwamanye amazwe.
NGEMVA kweminyaka esebenza emkhakheni wamabhange, ukusebenzela izikhondlakhondla zamabhange amabili eNingizimu Afrika, ukudla umhlanganiso ngemiklomelo emikhulu namathuba okusebenza embonini ezimele umakadebona emkhakheni wamabhange usegxile obizweni lwakhe – ukuletha ithemba lapho amathuba eyivelakancane khona.
Usemncane wawuphiwa yini imali?
Cha, sasingaphiwa imali ngoba yayiyivelakancane.
IHHOVISI loMcwaningimabhuku-jikelele lizobuyekeza ukuthi kufanele yini liqhubeke nokunika omasipala abaletha imibiko yezimali engahlanganisiwe ngendlela ithuba lokuyilungisa.
USUKU lweNtsha lusikhumbuza u-1976 mhla intsha isukuma ilwa nohulumeni wobandlululo. Ngesonto elidlule ngizithole sengibuka izinselelo ezibhekene nentsha namhlanje. Zihlukile kakhulu kodwa kucacile ukuthi kumele sigxile ekuzixazululeni.
KULELI sonto ngithanda sibheke isihloko esimayelana nokugqugquzela izingane zethu ukuthi ziqale ngokusebenza kuqala ngaphambi kokuyofunda ezikhungweni zemfundo ephakeme.
KUBANTU abaningi ukudla okonakele nomunye udoti yizinto okufanele zilahlwe ngoba zisuke zingasenamsebenzi walutho. Kepha kunomlimi imfucuza eyigugu kuye njengoba ingenye yezinto azisebenzisayo ukuqhamuka nezindlela ezintsha zokulima, ezinempilo futhi ezivikela imvelo.
NGESIKHATHI ezichithela isizungu nekhehla lasendaweni elalinebhizinisi lokungcwaba wayenganakile ukuthi kuzomholela ebhizinisini. Leli bhizinisi lakhe lokubaza selizale elinye njengoba esengene shi nakwezolimo kanti nakhona izinto zihamba kahle kangangokuthi ubona sizofezeka isifiso sakhe sokuthatha umhlalaphansi lapho eqashwe khona ngokugcwele engakabi neminyaka ewu-50.
UNGQONGQOSHE wamaBhizinisi kaHulumeni uMnu uPravin Gordhan usencome umsebenzi owenziwe yiTransnet ukulungisa umonakalo odalwe yizikhukhula ezihlasele ngo-Ephreli nangoMeyi emzileni emqoka wokuthutha izimpahla phakathi kwaseThekwini naseGauteng.
Usemncane wawuphiwa yini imali?
Ngikhulele emakhaya, ngakho kuleya minyaka besingekho kakhulu isidingo semali kodwa besiphiwa ngomalume uma behlile eGoli.
SIMELANE kahle nezinselelo esibhekane nazo siyizwe, ikakhulukazi eCOVID-19, sibambisane kahle uhulumeni nosomabhizinisi.
KULE ngosi ngithanda sibheke indaba yokuba qotho ekwenzeni izinto ebhizinisini. Ngisuswa yisivunguvungu esibhokile ezweni. UMengameli uCyril Ramaphosa umbuleke izinqe ngento eyenzeka ngo-2020 abezama ukuyifihla.
UDUME ngokuthanda izingane emndenini wakhe kangangokuthi ngisho kunomcimbi kubo uyaziwa ukuthi yena unakekela izingane. Bathi abanye bezikhathaza ngokuthi konke kumi ngomumo yini ngomcimbi, yena usuke ebuza ukuthi izingane zihlinzekelwe ngakho konke yini ezizokudinga njengokudla, indawo yokulala nokunye.
WAZI eneminyaka ewu-11 ukuthi angathanda ukuba wumuntu wesifazane wokuqala e-Afrika ukuya emkhathini kanti nakuba kungakenzeki kodwa ziloku zivelile izimpawu zokuthi yiphupho elizogcina lifezekile.
Usemncane wawuphiwa yini imali?
Yebo, uma ikhona kodwa bekungabi yinto yanjalo.
OSOMABHIZINISI abazomelana nezinselelo ezidalwe yiCOVID-19 abebevele benza izinto kahle, behlonipha ibhizinisi futhi beyibuyisela inzuzo ekukhuliseni ibhizinisi ngesikhathi izinto zisahamba kahle. Washo kanje eminyakeni emibili edlule uMnu uMax Mqadi weMax’s Lifestyle … Read More
INSIZWA yaKwaMhlanga, eMpumalanga, yasungula ibhizinisi layo ngoba ikholelwa ekwenzeni imisebenzi yezandla ehlukene. Loku kwayisiza ngoba kwahlenga ibhizinisi layo ngesikhathi izwe livaliwe.
UMASIPALA waseThekwini wethule isabelomali sango-2022/23 esibuyekeziwe uchaza ukuthi umi kuphi ngesicelo sesibonelelo osifake emNyangweni wezeziMali sokulungisa umonakalo odalwe yizikhukhula ezihlasele ngo-Ephreli nangoMeyi, ezidale umonakalo olinganiselwa kuR5.8 billion.
NGESONTO elidlule besikhunjuzwa ukuthi ubugebengu buhlupha kangakanani kuleli zwe. Ngekota yokuqala yango-2022 izibalo zobugebengu obuhambisana nodlame njengokubulala, ukudlwengula nokushaya, zinyuke ngendlela ethusayo.
KULE ngosi ngithanda sibheke isimo esiguqukayo eNingizimu Afrika ngezinto eziningi ezimayelana nengqalasizinda. Uma ubheka uhulumeni usuyehluleka ukugcina ingqalasizinda isezingeni elifanele.
I-SOUTH African Association of Meat Importers and Exporters (i-AMIE) ikholwa wukuthi ukudayisela i-European Union inyama yenkukhu kuzodala amathuba okusimamisa le mboni eNingizimu Afrika.
“KHULISA umntwana ngendlela eyakuba ngeyakhe; kuyakuthi lapho esekhulile, angasuki kuyo.”
WASIZWA wukuthi abazali bakhe bangapholisi maseko ukusukuma bayofuna usizo uma bebona okusolisayo ngaye. Lolo sizo aluthola eneminyaka ewu-14 lwamenza wakwazi ukuqeda isikole, waze wayoqeqeshelwa ukuba wudokotela.
Usemncane wawuphiwa imali?
Yebo, kwakuyimali yokuyiphatha esikoleni. NangoDisemba sasiphiwa uma ubaba (ebhonasile).
INTOMBAZANE yasemajukujukwini aseXobho, eningizimu yeKwaZulu-Natali, ikhula ayikhumbuli ibona kudliwa amaphilisi futhi kuphuzwa imithi kubo. Empeleni uninakhulu wale ntombazane namuhla esiyintokazi wayeyihebeza indaba yemithi yesilungu.
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