Category: Emxhakeni

KUMQOKA ukuthi abantu baqonde ukusebenza kwenzalo ezala phezu kwenye, phecelezi i-compound interest, umhlomulo wentela nokuthi asebenza kanjani amandla emali ngomuso, phecelezi i-future inflation, uma belungiselela umhlalaphansi.

UKUPHELA kukaJanuwari bekusho ukuqala konyaka omusha, unyaka omusha oletha amathuba amasha okuthi sibuyekeze indlela esiphatha imali ngayo futhi siqale uhlelo lokuphatha imali olusha ukulungiselela izinyana ezisele onyakeni. Ngeshwa sisabhekene nengwadla yeCOVID-19 nokuqhubeka nokusimisa kabi ngasezimalini. Yingezikhathi ezinjena lapho siyaye sikhuthaze khona abathengi ukuthi babhekisise izinto abanamandla okuzenza ukuphatha imali yabo kahle nokunakekela ikusasa.

Umbele: Ningakuqinisekisa njengeNCC ukuthi i-multi-level marketing yimboni esemthethweni eNingizimu Afrika futhi niyayilawula?

INHLANGANO engenzi inzuzo newubumbano lwezinkampani ezihlinzeka ngomshwalense wezempilo, phecelezi ama-medical aid, iBoard of Healthcare Funders (iBHF) isikuqinisekisile ukuthi labo abangamalungu alezi zinkampani bazowuthola umgomo weCOVID-19 kodwa nazo zizowagoma ngokulandela uhla lwabantu okumele kuqalwe ngabo njengokusho kukahulumeni.

UKUKHOKHELA ingxenye noma zonke izikweletu zakho kuke kubukeke kuwumqansa uma ubheka umthamo wazo. Yingakho kumqoka ukuthi ucabangisise ngaphambi kokuthatha isikweletu esisha, kungaba isikweletu esikhulu njengokuthenga imoto noma ukudinga imali ngenxa yesimo esiphuthumayo kodwa kuqala kumele uzibuze ukuthi uzokwazi yini ukumelana nesikweletu ngaphezu kwazo zonke izindleko zemihla ngemihla.

IMBONI yezitok’fela ngenye yalezo eziqhubekile zadlondlobala yize izimboni eziningi zishayekile njengoba abantu abazidlalayo beqhubekile ukulondoloza imali ngale ndlela.

IBHANGE loMbuso ngokubambisana neFinancial Sector Conduct Authority (iFSCA) nePayment Association of South Africa (iPASA) baxwayisa abathengi ngezinto okumele baziqaphele uma bethenga kwi-internet ukuqinisekisa ukuthi imali yabo ivikelekile.

ABATHENGI baye babuke uBlack Friday njengosuku lokonga imali ngenxa yokuthi izinto zisuke zishibhile, ikakhulukazi labo abasuke befisa ukuthenga izinto ezinkulu njengefenisha nezisebenza ngogesi.

AMAKHASIMENDE asebenzisa iFNB asengakwazi ukukhangisa ngemizi yawo uma eyidayisa kanti lawo angosomabhizinisi azokwazi ukukhangisa ngomsebenzi wawo okungenani emakhasimendeni awu-3 million.

ININGIZIMU Afrika ilindele ukuthi imali eyikweletayo inyuke isuka kuR4.1 trillion ngo-2020/21 ifinyelele kuR5.5 trillion ngo-2023/24, nokuzoba ngu-95% wenani lo mnotho noma i-gross domestic product (iGDP), lokhu kushiwo wuNgqongqoshe wezeziMali uMnu uTito Mboweni.

ASHONA ezintangeni amabhange amathathu kwamane amakhulu ezweni uma ebuzwa ukuthi yini azoyenza ukuze kwande isibalo samabhizinisi ashaywe yi-COVID-19?

BEKUFANELE ngabe isabelomali sizokhombisa ukuzinikela kweNingizimu Afrika ekufukuleni umnotho ngokuthi kube khona imali ebhekile ezokwabelwa ukuthuthukisa ingqalasizinda kodwa kunaloko uNgqongqoshe wezeZimali uMnu uTito Mboweni uzoqhubeka nokubopha izifociya.

UKUQEDWA kukachatha obufakwe ezibonelelweni zezingane nezabantu abadala kuzokwenza izigidi zabantu zibulawe yindlala futhi kuzolimaza kakhulu abantu besifazane, okuyibona abahlomula kakhulu ngalezi zibonelelo.

ISONTO lokugcina enyangeni ka-Okthoba kuba yisonto lokugqugquzela abantu ukuthi basukumele ukuqinisekisa ukuthi banayo incwadi yefa nechaza kabanzi ukuthi bafisa kwenzakaleni ngempahla yabo uma bedlula emhlabeni.

ABANTU abadiliziwe njengoba kuqubuke iCOVID-19 nabazothola imali yabo yempesheni kanjalo neyokudilizwa kumele baqaphele imali yabo ingagcini iphelela kwintela ngenxa yendlela abakhetha ukuyisebenzisa ngayo.

UKUBALULEKA kwamabhizinisi nosomabhizinisi kuhlale kugcizelelwa. Imbangela yaloku kungaba wukuthi osomabhizinisi badala izinsiza ezintsha nemikhiqizo emisha, bakhulise umnotho.

ABANTU abakwamukele ukuthi impilo nesimo sabo semali sishintshile ngenxa yomonakalo odalwe yiCOVID-19 futhi banganqeni ukubuyekeza indlela abaphila ngayo.